Hi, I'm Scott and I am here to help.

Life is all about connection, experiences, and making every moment count. Whether I’m grilling for family and friends, kayaking a quiet river, playing guitar, or cheering on my favorite teams, I believe in living fully, laughing often, and always looking for the next adventure.

I bring that same mindset to my work. Finding the right mortgage isn’t just about numbers—it’s about people, goals, and making smart financial moves that fit your life. That’s why I take a personalized, service-first approach to lending.

More Than Just a Mortgage – A Smarter, More Personalized Experience

Mortgages aren’t one-size-fits-all, and neither is the way I help clients. My team and I focus on:

✔ Competitive Pricing & More Options – As a mortgage broker, I work with multiple lenders to find the best loan for you—whether it’s a traditional mortgage, new construction, rehab loan, or a unique property. Instead of being limited to one bank’s products, we shop around to find you the best deal.

✔ Speed & Efficiency – The mortgage process can feel overwhelming, but it doesn’t have to be. We use technology and a team-driven approach to streamline everything, making it faster, smoother, and less stressful from start to finish.

✔ Elite Client Service – A mortgage isn’t just a transaction—it’s a major life decision. That’s why I take the time to walk you through your options, answer questions, and make sure you feel confident every step of the way. If it means taking a weekend call or hopping on a Zoom to go over numbers, I’m here for it.

✔ Problem-Solving & Persistence – Not every loan fits into a neat little box, and that’s where we thrive. If there’s a challenge, we dig deep, find creative solutions, and turn “not yet” into “we got this.”

✔ A Team Approach, Built on Trust – The best mortgage experiences happen when everyone is working together. That’s why we take a collaborative, team-driven approach—so that every client benefits from our combined experience, problem-solving mindset, and commitment to a higher standard of service.

Let’s Make It Happen

If you’re looking for a mortgage experience that’s personalized, efficient, and designed around your goals, let’s talk. Whether you’re a first-time buyer, refinancing, or exploring investment opportunities, I’ll help you find the right mortgage with the best terms—so you can move forward with confidence.

727-644-3656

shoag@pmfmortgage.com

"Believe you can, and you’re halfway there." – Theodore Roosevelt

NMLS # 333188

State License:

FL # LO11085